Certificates of Deposit (CDs)

Share certificates are commonly referred to as CDs, or certificates of deposit.

At Precision Federal Credit Union we offer 3-month, 6-month, 1-year, 2-year, and 3-year term certificates.
Certificate rate information:
Dividend rates are subject to changes as determined by the board of directors. Certificates will have a fixed dividend rate, which will not change during the term of the certificate.
Dividend computation method:
Dividends are calculated from the date of deposit and posted to the account monthly.
Crediting dividends:
Dividends are posted to the account on the final calendar day of each month.
Certificate renewal:
Prior to certificate maturity, a reminder notice will be sent to you. Unless we are otherwise instructed, the CDs will renew automatically on the maturity date, at the then-current rate, for the original term. There is a grace period of ten (10) calendar days after renewal, when the principal may be withdrawn without penalty. If the principal is withdrawn, no dividend will be paid during that grace period.
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